{"id":5876,"date":"2023-07-03T15:03:00","date_gmt":"2023-07-03T13:03:00","guid":{"rendered":"https:\/\/esso.sk\/?p=5876"},"modified":"2024-09-02T15:04:09","modified_gmt":"2024-09-02T13:04:09","slug":"ako-si-vypocitat-cisty-prijem-a-zostavit-si-prehlad-o-vydavkoch","status":"publish","type":"post","link":"https:\/\/esso.sk\/?p=5876","title":{"rendered":"Ako si vypo\u010d\u00edta\u0165 \u010dist\u00fd pr\u00edjem a zostavi\u0165 si preh\u013ead o v\u00fddavkoch"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u010cist\u00fd pr\u00edjem je suma, ktor\u00e1 v\u00e1m po odpo\u010d\u00edtan\u00ed v\u0161etk\u00fdch dan\u00ed a odvodov skuto\u010dne zostane na \u00fa\u010dte.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Potrebn\u00e9 \u00fadaje:<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Hrub\u00e1 mzda:<\/strong> Celkov\u00e1 suma, ktor\u00fa v\u00e1m zamestn\u00e1vate\u013e vypl\u00e1ca pred odpo\u010d\u00edtan\u00edm dan\u00ed a odvodov.<\/li>\n\n\n\n<li><strong>Da\u0148 z pr\u00edjmu:<\/strong> Percentu\u00e1lna sadzba, ktor\u00e1 sa odv\u00e1dza zo zdanite\u013en\u00e9ho z\u00e1kladu.<\/li>\n\n\n\n<li><strong>Soci\u00e1lne poistenie:<\/strong> Percentu\u00e1lna sadzba, ktor\u00e1 sa odv\u00e1dza na d\u00f4chodkov\u00e9, nemocensk\u00e9 a \u00farazov\u00e9 poistenie.<\/li>\n\n\n\n<li><strong>Zdravotn\u00e9 poistenie:<\/strong> Percentu\u00e1lna sadzba, ktor\u00e1 sa odv\u00e1dza na zdravotn\u00e9 poistenie.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>V\u00fdpo\u010det:<\/strong> \u010cist\u00fd pr\u00edjem = Hrub\u00e1 mzda &#8211; (Da\u0148 z pr\u00edjmu + Soci\u00e1lne poistenie + Zdravotn\u00e9 poistenie)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pr\u00edklad:<\/strong> Ak m\u00e1te hrub\u00fa mzdu 1000 \u20ac, da\u0148 z pr\u00edjmu je 19%, soci\u00e1lne poistenie 6,5% a zdravotn\u00e9 poistenie 4,5%, tak v\u00e1\u0161 \u010dist\u00fd pr\u00edjem bude:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1000 \u20ac &#8211; (19% * 1000 \u20ac + 6,5% * 1000 \u20ac + 4,5% * 1000 \u20ac) = 1000 \u20ac &#8211; 300 \u20ac = 700 \u20ac<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pozn\u00e1mka:<\/strong> Tento v\u00fdpo\u010det je zjednodu\u0161en\u00fd a nezah\u0155\u0148a v\u0161etky mo\u017en\u00e9 zr\u00e1\u017eky a pr\u00edplatky. Presn\u00fd v\u00fdpo\u010det v\u00e1m m\u00f4\u017ee urobi\u0165 v\u00e1\u0161 zamestn\u00e1vate\u013e alebo m\u00f4\u017eete vyu\u017ei\u0165 online kalkula\u010dky.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zostavenie preh\u013eadu v\u00fddavkov<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Preh\u013ead v\u00fddavkov v\u00e1m pom\u00f4\u017ee zisti\u0165, kam va\u0161e peniaze putuj\u00fa a kde m\u00f4\u017eete u\u0161etri\u0165.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Postup:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Zvo\u013ete si sp\u00f4sob zaznamen\u00e1vania:<\/strong> M\u00f4\u017eete pou\u017ei\u0165 papierov\u00fd zo\u0161it, excelov\u00fa tabu\u013eku alebo mobiln\u00fa aplik\u00e1ciu.<\/li>\n\n\n\n<li><strong>Zaznamen\u00e1vajte v\u0161etky v\u00fddavky:<\/strong> Po\u010das jedn\u00e9ho mesiaca si zapisujte v\u0161etky svoje v\u00fddavky, bez oh\u013eadu na to, ak\u00e9 s\u00fa mal\u00e9.<\/li>\n\n\n\n<li><strong>Kategorizujte v\u00fddavky:<\/strong> Rozde\u013ete svoje v\u00fddavky do kateg\u00f3ri\u00ed, napr. b\u00fdvanie, potraviny, doprava, z\u00e1bava.<\/li>\n\n\n\n<li><strong>Vyhodno\u0165te v\u00fddavky:<\/strong> Na konci mesiaca si prejdite zaznamenan\u00e9 v\u00fddavky a zistite, na \u010do m\u00ed\u0148ate najviac pe\u0148az\u00ed.<\/li>\n\n\n\n<li><strong>Porovnajte pr\u00edjmy a v\u00fddavky:<\/strong> Skontrolujte, \u010di va\u0161e v\u00fddavky neprevy\u0161uj\u00fa va\u0161e pr\u00edjmy.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tipy na zostavenie preh\u013eadu v\u00fddavkov:<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pou\u017e\u00edvajte aplik\u00e1cie:<\/strong> Existuje mno\u017estvo mobiln\u00fdch aplik\u00e1ci\u00ed, ktor\u00e9 v\u00e1m u\u013eah\u010dia sledovanie v\u00fddavkov.<\/li>\n\n\n\n<li><strong>Zautomatizujte proces:<\/strong> Nastavte si automatick\u00e9 s\u0165ahovanie v\u00fdpisov z \u00fa\u010dtu do aplik\u00e1cie.<\/li>\n\n\n\n<li><strong>Bu\u010fte d\u00f4sledn\u00ed:<\/strong> Zapisujte si v\u0161etky v\u00fddavky, aj tie najmen\u0161ie.<\/li>\n\n\n\n<li><strong>Pravidelne vyhodnocujte:<\/strong> Aspo\u0148 raz mesa\u010dne si prejdite svoje v\u00fddavky a vyhodno\u0165te ich.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Pre\u010do je d\u00f4le\u017eit\u00e9 pozna\u0165 svoj \u010dist\u00fd pr\u00edjem a ma\u0165 preh\u013ead o v\u00fddavkoch?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Umo\u017en\u00ed v\u00e1m lep\u0161ie pl\u00e1nova\u0165:<\/strong> Budete vedie\u0165, ko\u013eko pe\u0148az\u00ed m\u00f4\u017eete u\u0161etri\u0165 alebo investova\u0165.<\/li>\n\n\n\n<li><strong>Pom\u00f4\u017ee v\u00e1m zn\u00ed\u017ei\u0165 v\u00fddavky:<\/strong> Identifikujete oblasti, kde m\u00f4\u017eete u\u0161etri\u0165.<\/li>\n\n\n\n<li><strong>Zn\u00ed\u017ei v\u00e1\u0161 finan\u010dn\u00fd stres:<\/strong> Budete ma\u0165 lep\u0161\u00ed preh\u013ead o svojej finan\u010dnej situ\u00e1cii.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u010cist\u00fd pr\u00edjem je suma, ktor\u00e1 v\u00e1m po odpo\u010d\u00edtan\u00ed v\u0161etk\u00fdch dan\u00ed a odvodov skuto\u010dne zostane na \u00fa\u010dte. Potrebn\u00e9 \u00fadaje: V\u00fdpo\u010det: \u010cist\u00fd pr\u00edjem = Hrub\u00e1 mzda &#8211; (Da\u0148 z pr\u00edjmu + Soci\u00e1lne poistenie + Zdravotn\u00e9 poistenie) Pr\u00edklad: Ak m\u00e1te hrub\u00fa mzdu 1000 \u20ac, da\u0148 z pr\u00edjmu je 19%, soci\u00e1lne poistenie 6,5% a zdravotn\u00e9 poistenie 4,5%, tak v\u00e1\u0161 \u010dist\u00fd pr\u00edjem bude: 1000 \u20ac &#8211; (19% * 1000 \u20ac + 6,5% * 1000 \u20ac + 4,5% * 1000 \u20ac) = 1000 \u20ac &#8211; 300 \u20ac = 700 \u20ac Pozn\u00e1mka: Tento v\u00fdpo\u010det je zjednodu\u0161en\u00fd a nezah\u0155\u0148a v\u0161etky mo\u017en\u00e9 zr\u00e1\u017eky a pr\u00edplatky. Presn\u00fd v\u00fdpo\u010det v\u00e1m m\u00f4\u017ee urobi\u0165 v\u00e1\u0161 zamestn\u00e1vate\u013e alebo m\u00f4\u017eete vyu\u017ei\u0165 online kalkula\u010dky. Zostavenie preh\u013eadu v\u00fddavkov Preh\u013ead v\u00fddavkov v\u00e1m pom\u00f4\u017ee zisti\u0165, kam va\u0161e peniaze putuj\u00fa a kde m\u00f4\u017eete u\u0161etri\u0165. Postup: Tipy na zostavenie preh\u013eadu v\u00fddavkov: Pre\u010do je d\u00f4le\u017eit\u00e9 pozna\u0165 svoj \u010dist\u00fd pr\u00edjem a ma\u0165 preh\u013ead o v\u00fddavkoch?<\/p>\n","protected":false},"author":1,"featured_media":5877,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[473],"tags":[],"class_list":["post-5876","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financie"],"_links":{"self":[{"href":"https:\/\/esso.sk\/index.php?rest_route=\/wp\/v2\/posts\/5876","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/esso.sk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/esso.sk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/esso.sk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/esso.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5876"}],"version-history":[{"count":1,"href":"https:\/\/esso.sk\/index.php?rest_route=\/wp\/v2\/posts\/5876\/revisions"}],"predecessor-version":[{"id":5878,"href":"https:\/\/esso.sk\/index.php?rest_route=\/wp\/v2\/posts\/5876\/revisions\/5878"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/esso.sk\/index.php?rest_route=\/wp\/v2\/media\/5877"}],"wp:attachment":[{"href":"https:\/\/esso.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5876"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/esso.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5876"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/esso.sk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5876"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}